What Is A Good Credit Score

What is a Good Credit Score? It’s an age-old question we receive, and to answer it requires that we start with the basics: What is a credit score, anyway? Generally speaking, a credit score is a three-digit number ranging from 300 to 850. Credit scores are calculated using information in your credit report, including your payment history; the amount of debt you have; and the length of your credit history. There are many different scoring models, and some use other...

how to improve credit score

How To Improve Your Credit Score

How to Improve Your Credit Score How to improve credit score can be a uphill battle.   A good credit score is more than just a want, but more of a necessity.  In the world we live in today, people have different dreams, aspirations and goals that they want to achieve. In the quest of achieving these dreams, they may want to borrow money to sort out certain things that are serving as hindrances to the accomplishments of their goals. However,...

5 Things a Consumer Better Know About Bad Credit Car Loans

A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at an affordable rate. However, there are bad credit car loans available for those who need them. Before seeking out a loan, Mark has 5 tips...

Credit Cards For Bad Credit: 5 Things You Should Know

People who have bad rating are likely hoping to rebuild their credit score. There are many different reasons for damaged credit, but there is always a way to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are credit cards for bad credit. Although these cards may look good on the surface, it is important to do some investigating before applying for one of these cards or accepting any...

How to Raise Your Credit Score: 5 Tips That Can Help

Credit means everything in today’s world. It affects a person’s ability to buy a car, a home and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at least 650, moderate interest rates on credit cards and loans are offered. This can save a great deal of money in the long run. These...

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